History

Concieved in 1982, born December 18, 1984 and confirmed by the Cooperative Development Authority (CDA) on February 14, 1991, the Sta Cruz Credit Cooperative (name at birth) covered the 49 barangays of Sta. Cruz, Ilocos Sur.

The original 25 incorporators, mostly members of the Federated Rural Improvement Club, pooled their resources together with only five thousand pesos (5,000.00) starting capital and only one (1) staff.

Sta Cruz Credit Cooperative (SCCC) change its name to  Sta Cruz Multi-Purpose Cooperative (SCMPC) through the amended Articles of Cooperation and By-lawswhich was duly registered with the CDA on July 4, 1994

The cooperative was re-christened as Sta. Cruz Savings and Development Cooperative (SACDECO) on May 22, 2006.