Concieved in 1982, born December 18, 1984 and confirmed by the Cooperative Development Authority (CDA) on February 14, 1991, the Sta Cruz Credit Cooperative (name at birth) covered the 49 barangays of Sta. Cruz, Ilocos Sur.
The original 25 incorporators, mostly members of the Federated Rural Improvement Club, pooled their resources together with only five thousand pesos (5,000.00) starting capital and only one (1) staff.
Sta Cruz Credit Cooperative (SCCC) change its name to Sta Cruz Multi-Purpose Cooperative (SCMPC) through the amended Articles of Cooperation and By-lawswhich was duly registered with the CDA on July 4, 1994
The cooperative was re-christened as Sta. Cruz Savings and Development Cooperative (SACDECO) on May 22, 2006.
A sustainable, reliable and exemplary cooperative transforming lives in communities.
2. To provide excellent members' satisfaction and experience in the delivery of our products and services.
3. To ensure professional growth and advancement for our employees and officers.
4. To promote good environmental stewardship through innovative and socially responsive programs and projects.
1. God above all.
2. We uphold family values through love and respect.
3.We pursue excellence in our operations with integrity and professionalism.
4. We deliver members satisfaction and experience with passion.
5. We value our people.
6. We care for our environment and communities.
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